:root {
  --ink:#133044;
  --blue:#176f9f;
  --blue-dark:#0b4f70;
  --sky:#e5f1f4;
  --paper:#f4f1e9;
  --cream:#fffdf9;
  --clay:#cf623e;
  --gold:#cda34e;
  --line:rgba(19,48,68,.16);
}
* { box-sizing:border-box; }
html { scroll-behavior:smooth; }
body { margin:0; background:var(--paper); color:var(--ink); font-family:var(--font-sans),Arial,sans-serif; font-size:16px; line-height:1.5; }
a { color:inherit; }
button,input,select,textarea { font:inherit; }
main { min-height:100svh; position:relative; overflow:hidden; background:linear-gradient(90deg,rgba(19,48,68,.04) 1px,transparent 1px),linear-gradient(rgba(19,48,68,.04) 1px,transparent 1px),var(--paper); background-size:44px 44px; }
.grain { position:fixed; inset:0; pointer-events:none; opacity:.16; z-index:10; background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 160 160' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='.12'/%3E%3C/svg%3E"); }
section { scroll-margin-top:28px; }
.site-header { width:min(1280px,calc(100% - 8vw)); margin:0 auto; padding:26px 0 20px; display:flex; align-items:center; justify-content:space-between; gap:36px; border-bottom:1px solid var(--line); }
.brand { display:flex; align-items:center; gap:13px; min-width:max-content; text-decoration:none; }
.brand-mark { width:54px; height:54px; flex:0 0 auto; object-fit:contain; filter:drop-shadow(0 2px 4px rgba(19,48,68,.12)); }
.brand-name { display:flex; flex-direction:column; text-transform:uppercase; letter-spacing:.11em; }
.brand-name strong { font-family:Georgia,serif; font-size:18px; letter-spacing:.16em; line-height:1.1; }
.brand-name span { margin-top:4px; color:var(--blue); font-size:9px; font-weight:800; }
.primary-nav { display:flex; align-items:center; justify-content:flex-end; gap:clamp(18px,2.5vw,36px); font-size:12px; font-weight:800; letter-spacing:.08em; text-transform:uppercase; }
.primary-nav a { text-decoration:none; transition:color .18s ease; }
.primary-nav a:hover { color:var(--clay); }
.primary-nav .portal-link { padding:12px 18px; border:1px solid var(--blue); border-radius:999px; color:var(--blue-dark); }
.primary-nav .portal-link:hover { background:var(--blue-dark); color:#fff; }
.hero { width:min(1280px,calc(100% - 8vw)); min-height:650px; margin:0 auto; display:grid; grid-template-columns:minmax(0,.95fr) minmax(430px,1.05fr); align-items:center; gap:clamp(38px,6vw,100px); padding:58px 0 72px; }
.eyebrow { display:flex; align-items:center; gap:12px; margin:0 0 24px; color:var(--blue); font-size:11px; font-weight:800; letter-spacing:.2em; text-transform:uppercase; }
.eyebrow span { width:38px; height:2px; background:var(--clay); }
h1,h2,h3,p { overflow-wrap:break-word; }
h1 { max-width:690px; margin:0; font-family:Georgia,'Times New Roman',serif; font-size:clamp(56px,6vw,94px); font-weight:400; letter-spacing:-.052em; line-height:.94; }
h1 em { color:var(--clay); font-weight:400; }
.intro { max-width:610px; margin:30px 0 34px; color:rgba(19,48,68,.76); font-family:Georgia,serif; font-size:clamp(18px,1.45vw,22px); line-height:1.65; }
.hero-actions { display:flex; align-items:center; flex-wrap:wrap; gap:24px; }
.button { display:inline-flex; min-height:50px; align-items:center; justify-content:center; border:0; border-radius:8px; padding:13px 20px; font-weight:800; text-decoration:none; cursor:pointer; transition:transform .18s ease,background .18s ease,box-shadow .18s ease; }
.button:hover { transform:translateY(-1px); }
.primary-button { background:var(--blue); color:#fff; box-shadow:0 10px 24px rgba(11,79,112,.16); }
.primary-button:hover { background:var(--blue-dark); }
.text-link { color:var(--blue-dark); font-size:14px; font-weight:800; text-underline-offset:4px; }
.text-link span { padding-left:4px; }
.visual { min-height:580px; position:relative; display:grid; place-items:center; }
.sun-disc { width:min(33vw,475px); aspect-ratio:1; border-radius:50%; background:var(--sky); box-shadow:0 0 0 1px rgba(23,103,154,.15),0 30px 80px rgba(11,79,124,.10); }
.greek-ring { position:absolute; border:1px solid rgba(23,103,154,.25); border-radius:50%; }
.ring-one { width:min(40vw,570px); aspect-ratio:1; }
.ring-two { width:min(46vw,655px); aspect-ratio:1; border-style:dashed; }
.dance-line { position:absolute; inset:12% 3% 18%; }
.dancer { position:absolute; width:62px; height:150px; transform-origin:50% 100%; animation:sway 3.5s ease-in-out infinite; }
.dancer i { display:block; position:absolute; }
.dancer .head { width:25px; height:25px; left:18px; top:0; border-radius:50%; background:var(--clay); }
.dancer .body { width:38px; height:77px; left:12px; top:31px; border-radius:48% 48% 10% 10%; background:var(--blue); clip-path:polygon(32% 0,68% 0,100% 100%,0 100%); }
.dancer .body::after { content:''; position:absolute; left:-5px; right:-5px; top:30px; height:7px; border-top:2px solid var(--gold); border-bottom:2px solid var(--gold); background:var(--cream); }
.dancer .arms { width:84px; height:38px; left:-11px; top:32px; border-top:7px solid var(--ink); border-radius:50%; transform:rotate(-8deg); }
.dancer:nth-child(even) .body { background:var(--ink); }
.dancer:nth-child(even) .arms { border-color:var(--blue); transform:rotate(9deg); }
.visual-caption { position:absolute; bottom:2%; color:var(--blue-dark); font-family:Georgia,serif; font-size:14px; font-style:italic; letter-spacing:.06em; }
.visual-caption span { padding:0 5px; color:var(--clay); }
.section { width:min(1280px,calc(100% - 8vw)); margin:0 auto 34px; padding:clamp(58px,7vw,94px); border:1px solid var(--line); border-radius:26px; background:rgba(255,253,249,.94); box-shadow:0 16px 38px rgba(19,48,68,.06); }
.section-label { margin:0 0 14px; color:var(--blue); font-size:11px; font-weight:900; letter-spacing:.2em; text-transform:uppercase; }
.section-heading { max-width:780px; }
.section-heading h2,.payments-intro h2,.contact-copy h2,.community-section h2 { margin:0; font-family:Georgia,'Times New Roman',serif; font-size:clamp(38px,4.2vw,62px); font-weight:400; letter-spacing:-.035em; line-height:1.04; }
.section-heading > p:last-child,.payments-intro > p:not(.section-label),.contact-copy > p:not(.section-label) { margin:22px 0 0; color:rgba(19,48,68,.72); font-size:18px; line-height:1.7; }
.feature-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:18px; margin-top:52px; }
.feature-grid article { padding:30px; border:1px solid var(--line); border-radius:16px; background:#fff; }
.feature-grid h3 { margin:0 0 10px; font-family:Georgia,serif; font-size:26px; font-weight:400; }
.policy-grid h3,.payment-cards h3 { margin:38px 0 10px; font-family:Georgia,serif; font-size:26px; font-weight:400; }
.feature-grid p,.policy-grid p,.payment-cards p { margin:0; color:rgba(19,48,68,.68); line-height:1.65; }
.payments-section { display:grid; grid-template-columns:.85fr 1.15fr; gap:clamp(40px,6vw,84px); align-items:center; border-color:transparent; background:var(--ink); color:#fff; }
.light-label { color:#9ed1e7; }
.payments-intro > p:not(.section-label) { color:rgba(255,255,255,.74); }
.light-button { margin-top:30px; background:#fff; color:var(--blue-dark); }
.light-button:hover { background:var(--sky); }
.payment-cards { display:grid; gap:16px; }
.payment-cards article { padding:28px 30px; border:1px solid rgba(255,255,255,.18); border-radius:16px; background:rgba(255,255,255,.08); }
.payment-cards .card-kicker { color:#9ed1e7; font-size:10px; font-weight:900; letter-spacing:.16em; text-transform:uppercase; }
.payment-cards h3 { margin:8px 0 10px; color:#fff; }
.payment-cards p { color:rgba(255,255,255,.72); }
.compact-heading { max-width:none; display:flex; align-items:end; justify-content:space-between; gap:28px; padding-bottom:28px; border-bottom:1px solid var(--line); }
.compact-heading .section-label { margin-bottom:8px; }
.policy-grid { display:grid; grid-template-columns:repeat(2,1fr); gap:0; }
.policy-grid article { padding:34px 38px 4px 0; }
.policy-grid article:nth-child(even) { padding-left:38px; border-left:1px solid var(--line); }
.policy-grid h3 { margin:0 0 10px; font-size:23px; }
.standalone-section { margin-top:64px; margin-bottom:64px; }
.standalone-heading { max-width:840px; padding-bottom:42px; }
.standalone-heading h1 { max-width:none; font-size:clamp(48px,5.5vw,76px); line-height:1.02; }
.standalone-heading > p:last-child { margin:24px 0 0; color:rgba(19,48,68,.72); font-size:18px; line-height:1.7; }
.terms-page { max-width:980px; }
.terms-page .standalone-heading { max-width:760px; padding-bottom:32px; }
.terms-content { border-top:1px solid var(--line); }
.terms-content section { padding:28px 0; border-bottom:1px solid var(--line); }
.terms-content h2 { margin:0 0 9px; font-family:Georgia,serif; font-size:24px; font-weight:400; }
.terms-content p { max-width:820px; margin:0; color:rgba(19,48,68,.72); line-height:1.7; }
.payment-detail-grid { display:grid; grid-template-columns:repeat(2,1fr); gap:18px; padding-bottom:56px; }
.payment-detail-grid article { padding:30px; border:1px solid var(--line); border-radius:16px; background:var(--sky); }
.payment-detail-grid article > span { color:var(--blue); font-size:10px; font-weight:900; letter-spacing:.16em; text-transform:uppercase; }
.payment-detail-grid h2 { margin:9px 0 12px; font-family:Georgia,serif; font-size:28px; font-weight:400; }
.payment-detail-grid p { margin:0; color:rgba(19,48,68,.7); line-height:1.7; }
.policy-heading { padding:38px 0 28px; border-top:1px solid var(--line); border-bottom:1px solid var(--line); }
.policy-heading h2 { margin:0; font-family:Georgia,serif; font-size:clamp(34px,4vw,52px); font-weight:400; letter-spacing:-.03em; }
.standalone-actions { display:flex; align-items:center; flex-wrap:wrap; gap:26px; margin-top:46px; padding-top:34px; border-top:1px solid var(--line); }
.contact-section { display:grid; grid-template-columns:.78fr 1.22fr; gap:clamp(40px,7vw,90px); align-items:start; border-color:transparent; background:var(--ink); color:#fff; }
.contact-section .section-label { color:#9ed1e7; }
.contact-copy { position:sticky; top:28px; }
.contact-copy > p:not(.section-label) { color:rgba(255,255,255,.74); }
.contact-address { margin-top:34px; padding-top:22px; border-top:1px solid var(--line); }
.contact-section .contact-address { border-top-color:rgba(255,255,255,.2); }
.contact-address > span { display:block; margin-bottom:7px; color:#9ed1e7; font-size:10px; font-weight:900; letter-spacing:.16em; text-transform:uppercase; }
.contact-address address,.contact-address p { margin:0; color:rgba(255,255,255,.82); font-style:normal; font-weight:700; line-height:1.65; }
.contact-address p { display:flex; flex-direction:column; align-items:flex-start; gap:2px; }
.contact-address a { color:#fff; font-size:19px; text-underline-offset:3px; }
.contact-address small { color:rgba(255,255,255,.64); font-size:13px; font-weight:500; }
.contact-form { position:relative; display:grid; gap:20px; padding:34px; border:1px solid var(--line); border-radius:18px; background:#fff; color:var(--ink); box-shadow:0 12px 28px rgba(0,0,0,.16); }
.form-row { display:grid; grid-template-columns:repeat(2,1fr); gap:18px; }
.contact-form label { display:grid; gap:7px; }
.contact-form label > span { font-size:13px; font-weight:800; }
.contact-form input,.contact-form select,.contact-form textarea { width:100%; min-width:0; border:1px solid rgba(19,48,68,.25); border-radius:8px; background:#fff; color:var(--ink); font-size:16px; outline:none; }
.contact-form input,.contact-form select { min-height:52px; padding:11px 14px; }
.contact-form textarea { min-height:150px; padding:14px; resize:vertical; }
.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus { border-color:var(--blue); box-shadow:0 0 0 3px rgba(23,111,159,.12); }
.contact-verification { width:100%; min-height:65px; }
.cf-turnstile { width:100%; min-height:65px; overflow:hidden; }
.cf-turnstile iframe { width:100%!important; max-width:100%; }
.submit-button { justify-self:start; min-width:160px; }
.form-note { margin:0; color:rgba(19,48,68,.58); font-size:12px; line-height:1.5; }
.spam-trap { position:absolute!important; width:1px!important; height:1px!important; overflow:hidden!important; clip:rect(0 0 0 0)!important; white-space:nowrap!important; }
.form-status { display:none; padding:15px 17px; border-radius:9px; font-size:14px; }
.form-status strong { display:block; }
.success-status:target { display:block; border:1px solid #9cccbc; background:#eef8f4; color:#256c57; }
.error-status:target { display:block; border:1px solid #e1a99c; background:#fff3ef; color:#8e3d2c; }
.community-section { width:min(1280px,calc(100% - 8vw)); margin:0 auto; padding:54px 0 72px; display:grid; grid-template-columns:.75fr 1.25fr; gap:clamp(50px,8vw,120px); align-items:start; }
.community-section h2 { max-width:440px; font-size:clamp(34px,3.8vw,52px); }
.community-links { border-top:1px solid var(--line); }
.community-links a { display:flex; align-items:center; justify-content:space-between; gap:20px; padding:18px 2px; border-bottom:1px solid var(--line); text-decoration:none; transition:color .18s ease,padding .18s ease; }
.community-links a:hover { padding-left:7px; padding-right:7px; color:var(--clay); }
.community-links a span { display:flex; min-width:0; align-items:baseline; gap:12px; }
.community-links strong { font-family:Georgia,serif; font-size:18px; font-weight:400; }
.community-links small { color:rgba(19,48,68,.54); font-size:10px; font-weight:800; letter-spacing:.1em; text-transform:uppercase; }
.community-links b { color:var(--blue); }
.community-links .fdf-link { border-bottom-color:rgba(217,101,59,.38); }
.community-links .fdf-link small { color:var(--clay); }
footer { padding:36px max(4vw,calc((100vw - 1280px)/2)); display:grid; grid-template-columns:1fr auto auto; align-items:center; gap:36px; background:var(--ink); color:#fff; }
.footer-brand { display:flex; align-items:center; gap:12px; }
.footer-brand img { width:44px; height:44px; object-fit:contain; }
.footer-brand p { display:flex; flex-direction:column; margin:0; }
.footer-brand strong { font-family:Georgia,serif; font-size:16px; }
.footer-brand span { margin-top:3px; color:rgba(255,255,255,.58); font-size:9px; font-weight:800; letter-spacing:.14em; text-transform:uppercase; }
footer nav { display:flex; flex-wrap:wrap; justify-content:center; gap:18px; }
footer nav a,footer address a { color:rgba(255,255,255,.76); font-size:11px; font-weight:800; text-decoration:none; }
footer nav a:hover,footer address a:hover { color:#fff; text-decoration:underline; }
footer address { font-style:normal; text-align:right; }
*:focus-visible { outline:3px solid var(--gold); outline-offset:4px; }
@keyframes sway { 0%,100% { transform:rotate(-2deg) translateY(0); } 50% { transform:rotate(2deg) translateY(-8px); } }
@media (max-width:960px) {
  .site-header { align-items:flex-start; }
  .primary-nav { gap:16px; font-size:10px; }
  .hero { grid-template-columns:1fr; gap:10px; padding-top:72px; }
  .hero-copy { text-align:center; }
  .eyebrow,.hero-actions { justify-content:center; }
  .intro { margin-left:auto; margin-right:auto; }
  .visual { min-height:500px; margin-top:-10px; }
  .sun-disc { width:min(64vw,430px); }
  .ring-one { width:min(76vw,520px); }
  .ring-two { width:min(88vw,600px); }
  .dance-line { inset:10% 8% 20%; }
  .payments-section,.contact-section,.community-section { grid-template-columns:1fr; }
  .contact-copy { position:static; }
  footer { grid-template-columns:1fr; text-align:center; }
  .footer-brand,footer nav { justify-content:center; }
  footer address { text-align:center; }
}
@media (max-width:700px) {
  .site-header,.hero,.section,.community-section { width:calc(100% - 34px); }
  .site-header { flex-wrap:nowrap; align-items:center; gap:10px; padding:16px 0; }
  .brand { flex:1 1 auto; min-width:0; gap:8px; }
  .brand-mark { width:clamp(38px,11vw,48px); height:clamp(38px,11vw,48px); }
  .brand-name strong { font-size:clamp(12px,3.7vw,15px); letter-spacing:.12em; }
  .brand-name span { font-size:clamp(7px,2.1vw,9px); letter-spacing:.07em; white-space:nowrap; }
  .primary-nav { flex:0 0 auto; width:auto; display:flex; gap:0; }
  .primary-nav > a:not(.portal-link) { display:none; }
  .primary-nav .portal-link { display:inline-flex; min-height:44px; align-items:center; justify-content:center; padding:8px clamp(7px,2.3vw,10px); border:1px solid var(--blue); border-radius:999px; font-size:clamp(9px,2.5vw,11px); letter-spacing:.04em; text-align:center; white-space:nowrap; }
  .hero { min-height:auto; padding:56px 0 48px; }
  h1 { font-size:clamp(50px,15vw,72px); }
  .intro { margin-top:24px; font-size:17px; line-height:1.6; }
  .hero-actions { flex-direction:column; gap:18px; }
  .visual { min-height:400px; }
  .dance-line { inset:11% 4% 18%; transform:scale(.82); transform-origin:center; }
  .section { margin-bottom:20px; padding:42px 24px; border-radius:18px; }
  .section-heading h2,.payments-intro h2,.contact-copy h2,.community-section h2 { font-size:38px; }
  .section-heading > p:last-child,.payments-intro > p:not(.section-label),.contact-copy > p:not(.section-label) { font-size:16px; }
  .feature-grid { grid-template-columns:1fr; margin-top:34px; }
  .policy-grid { grid-template-columns:1fr; }
  .policy-grid article,.policy-grid article:nth-child(even) { padding:26px 0; border-left:0; border-bottom:1px solid var(--line); }
  .policy-grid article:last-child { border-bottom:0; }
  .compact-heading { display:block; }
  .standalone-section { margin-top:34px; margin-bottom:34px; }
  .standalone-heading { padding-bottom:30px; }
  .standalone-heading h1 { font-size:42px; }
  .standalone-heading > p:last-child { font-size:16px; }
  .payment-detail-grid { grid-template-columns:1fr; padding-bottom:38px; }
  .standalone-actions { align-items:stretch; flex-direction:column; }
  .standalone-actions .button { width:100%; }
  .standalone-actions .text-link { align-self:center; }
  .payment-cards article { padding:24px; }
  .contact-form { padding:22px; }
  .form-row { grid-template-columns:1fr; }
  .submit-button { width:100%; }
  .community-section { padding:42px 0 54px; gap:32px; }
  .community-links a span { align-items:flex-start; flex-direction:column; gap:3px; }
  footer { padding:34px 20px; gap:26px; }
}
@media (prefers-reduced-motion:reduce) { *,*::before,*::after { animation-duration:.01ms!important; animation-iteration-count:1!important; scroll-behavior:auto!important; } }